About us. We are is a known leader in the debt settlement/negotiation industry. We were founded after identifying a need for company that would allow consumers, with honorable alternatives to bankruptcy, through the personalized and proven services of debt negotiation. We have grown exponentially and now have more than 120 employees, helping more than 11,000 customers and settling more than $2.8 million in consumer debt each month. As the commerce grows and matures, a unwavering approach will make sure that settlement/negotiation becomes a stable option for the customer who is weighed down with consumer debt and is facing financial need. We work dynamically with USOBA and other organizations to support the debt settlement/negotiation business, as well as to draft new standards and legislation to help customers.